Access My Accounts User ID Sign Up See Our Demo

Investments

Pioneer Valley FCU can help you make the most of your investment opportunities.

Certificates of Deposit

Take advantage of the CD Special Today...

8 Months 3.85 % APY*

Security and flexibility: Pioneer Valley Federal Credit Union's Certificates of Deposit deliver it all. From low minimum deposits to terms from 3 months to 60 months, we can create a CD savings plan to match your lifestyle and savings goals. Best of all, your money is protected; making our CD's the smart way to save. Our Certificates of Deposit only require $1,000.00 as a minimum deposit to open. Contact the Member Service department and take advantage of your investment opportunities today.

Check current rates

 

High Yield Savings Account– This higher interest savings account gives you the ability to earn a competitive rate of interest while maintaining cash liquidity.

• Only $2,500.00 is required to open and maintain a High Yield Savings Account
• Earns a higher rate than a regular Share Account
• Dividends will be earned at a regular share rate if the balance drops below $2,500.00; no monthly fees or penalties
• Dividends are calculated on an average daily balance and paid monthly

Coverdell Education Saving Account (CESA)– is a new way to save for your child's education expenses such as:
*Tuition * Books * Computers * Fees * Supplies and more
Save up to $2000 per child annually. Earnings grow tax free*. As little as $20 will start your education savings.

IRA Accumulation Account- Secure your savings for the future... open this account with as little as $20 and make additional deposits throughout the year. It's easy with Direct Deposit. Your dreams are an IRA away.

Traditional IRA– Annual contributions may reduce your taxable income.** Earnings grow tax-deferred until withdrawn. You are required to start withdrawing at age 70 1/2.
Open a federally insured IRA with a minimum deposit of $20.00!

Roth IRA– Earnings are tax-free if account is open for five tax years and withdrawn for a qualified reason (age 59 1/2, disability, death, or a first-time home purchase).
You may also keep your account beyond age 70½ and continue to make contributions. Establish a Roth IRA account for as little as $20.00.

*APY=Annual Percentate Yield; Anniversary certificate will automatically renew at a 12 month term at maturity unless otherwise instructed by member in writing; Rates are subject to change at anytime without notice

**Consult with your tax advisor