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Today's Rates
| Certificates of Deposit | Term | APR* | APY** | Minimum Balance |
8 Month CD Special |
3.78% | 3.85% | $1000.00 |
| 60+ Months | 3.44% |
3.50% | $1,000.00 |
| 48-59 Months | 3.40% | 3.46% | $1,000.00 |
| 36-47 Months | 3.30% | 3.35% | $1,000.00 |
| 30-35 Months | 3.20% | 3.25% | $1,000.00 |
| 24-29 Months | 3.10% | 3.15% | $1,000.00 |
| 18 Month Direct FLEX CD |
3.20% | 3.25% | $500.00 |
| 12-23 Months | 2.81% | 2.85% | $1,000.00 |
| 6-11 Months | 2.71% | 2.75% | $1,000.00 |
| 3-5 Months | 2.47% | 2.50% | $1,000.00 |
| Money Markets | |||
| Money Market Tier I | 1.50% | 1.51% | $2,500.00 |
| Money Market Tier II | 2.00% | 2.02% | $20,000.00 |
| Money Market Tier III | 2.50% | 2.53% | $50,000.00 |
| Traditional IRA, Roth IRA & CESA | |||
| 60+ Months | 3.44% | 3.50% | $500.00 |
| 48-59 Months | 3.40% | 3.46% | $500.00 |
| 36-47 Months | 3.30% | 3.35% | $500.00 |
| 30-35 Months | 3.20% | 3.25% | $500.00 |
| 24-29 Months | 3.10% | 3.15% | $500.00 |
| 18-23 Months | 3.20% | 3.25% | $500.00 |
| 12-17 Months | 2.81% | 2.85% | $500.00 |
| 6-11 Months | 2.71% | 2.75% | $500.00 |
| 3-5 Months | 2.47% | 2.50% | $500.00 |
| Share Accounts | |||
| Share Account | 0.55% | 0.55% | $25.00 |
| Holiday Club | 0.55% | 0.55% | $10.00 |
| Vacation Club | 0.55% | 0.55% | $10.00 |
| Choice Club | 0.55% | 0.55% | $10.00 |
| IRA Accounts | 1.50% | 1.51% | $20.00 |
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
***Certificate will autmatically renew for a 12 month term at maturity unless otherwise instructed by member in writing. All rates are subject to change at any time without notice.
| Vehicle Loans | |||
100% Financing Available |
APR* | Min Balance | |
| New and Pre-Owned Vehicles | |||
| 1-36 Months | 4.85% | ||
| 37-48 Months | 5.50% | ||
| 49-60 Months | 5.60% | Minimum $12,000 | |
| 61-72 Months | 5.90% | Minimum $12,000 | |
| 73-84 Months | 6.90% | Minimum $12,000 | |
| Classic/Antique Vehicles | |||
| 1-48 Months | 5.50% | ||
| New and Pre-Owned Motorcycles | |||
| 1-36 Months | 4.85% | ||
| 37-48 Months | 5.50% | ||
| 49-60 Months | 5.60% | ||
| New and Pre-Owned Boats/ Recreational Vehicles | |||
| 1-36 Months | 4.85% | ||
| 37-48 Months | 5.50% | ||
| 49-60 Months | 5.60% | ||
| 61-72 Months | 5.90% | ||
| 73-84 Months | 6.90% | ||
| 85-120 Months | 8.00% | Minimum $50,000 | |
| 121-180 Months | 9.50% | Minimum $50,000 | |
| Real Estate Loans | |||
| Mortgages | |||
| 10 years, 15 years, 20 years and 30 years | Click for current rate | ||
| Adjustable Rate Mortgages | |||
| 1x1 ARM, 3x1 ARM and 5x1 ARM | Click for current rate | ||
| Home Equity Loans | |||
| 1-5 years | 4.85% | ||
| 6-10 years | 5.85% | ||
| 11-15 years | 5.85% | ||
| 16-20 years | 6.85% | ||
| Home Equity Lines of Credit | |||
| 10 year Line/10 year Repayment | 4.75% | ||
| Home Improvement Loans | |||
| 1-48 months | 8.00% | ||
| 49-84 months | 9.50% | Minimum $10,000 | |
| Consumer Loans | |||
| Personal Line of Credit "Eagle Line" | |||
| Revolving | 8.50% | Maximum $13,000 | |
| Vacation Loan | |||
| Revolving | 8.50% | ||
| Holiday Loan | |||
| Revolving | 8.50% | ||
| Overdraft Protection | |||
| Revolving | 8.50% | ||
| Personal Living Loan | |||
| 1-24 months | 4.85% | ||
| 25-48 months | 5.50% | Minimum $4000 | |
| Computer Loan | |||
| 1-24 months | 8.50% | ||
| 25-36 months | 8.50% | Minimum $5000 | |
| Share Secured Loan | |||
| 12-24 months | 3.00% | Above Share Rates | |
| Certificate Secured Loan | |||
| Up to Maturity Date | 3.00% | Above CD Rate | |
*APR=Annual Percentage Rate
Rates shown are based on members with the best credit profile. Rates also reflect a .25% discount for automatic payment from a Pioneer Valley FCU checking account. An additional .25% is available with a net payroll direct deposit into your Pioneer Valley FCU checking account. Rate adjustments do not apply to Real Estate Loans.
All rates are subject
to change at any time
without notice.
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